5 Reasons Why You Should Start Your Retirement Fund Now
Do you have a retirement fund? You do? Awesome! You’re well on your way to a bright future!
The Best Budgeting Apps On Your iPhone in 2018
I love budgeting apps. I simply can’t emphasize that enough.
In fact, I’ve been using budget tracker apps for more than 5 years now. I started using one when I was in college and it was such a huge help to me that I never stopped using them. Because of my budget tracker app, I know exactly where I’m spending my money on, how much I’m spending, and when I spend the most (usually around the holidays, weekends, or celebrations).
I Have 4 Different Bank Accounts: Here’s Why You Should Too
I have four bank accounts with two different banks.
I was still in college when I decided to open a new bank account in the same bank as my first account that I’ve had since I was in high school. When I told this decision to my dad, he immediately accompanied me to the bank.
To my surprise, the banker told me that it wasn’t such a good idea, at least not for my age.
Should You Get A Credit Card Or Not?
When I was 19 years old, I worked for a few months for a small company in the business sector.
One day, one of my co-workers came up to me and offered me a credit card application form. She walked me through all the steps, telling me how easy it was to “get approved” by the bank. She said even a minimum-wage earner could get approved by this bank, so I would certainly get in, too. I skimmed the brochure she gave me, thanked her, and politely declined. I then watched her go to another co-worker, repeat the same spiel, and actually get that other woman to sign up.
How Much Money Should You Save Each Month?
How much money should you save each month?
This question always comes up when it comes to asking about personal finance. Many people want to know how much money they should be saving each month. And it makes a lot of sense. In order to be able to save money, one should have a plan, and knowing what numbers should be in that plan is important.
But the thing is, it’s impossible to give a quick answer to how much money you should save each month.
5 Legitimate Ways To Earn Money From Home
Do you want to earn money from home?
I’m pretty sure the answer is yes.
The thing is, for many people, their full-time job (or jobs, with this current market we have) usually acts as their only source of income. In fact, for years, my parents only relied on the income from their day jobs to afford our family’s bills and daily needs. Fortunately, they realized that doing that would mean they’d have to continue working until they get old enough to retire.
How Discipline Can Help You Save Money
More often than not, it’s always the disciplined people who achieve a lot of things.
Mark Zuckerberg, CEO and founder of Facebook, always announces his annual New Year’s Resolutions publicly and guess what? He manages to keep his resolutions, every single year.
Sylvia Plath, the award-winning author of the book The Bell Jar, made sure to wake up early every morning before her kids can wake up. She managed to finish all the poems of Ariel just a few months later, by solely writing in the morning.
Does The Envelope Method Really Work?
Many people struggle with budgeting.
And I have to agree– budgeting isn’t easy. First of all, it takes some time to properly allocate your money. How much is going to your food expenses? How about your transportation costs? You have to factor in all that before you can create a wise budget. On top of that, budgeting is actually just planning, so you need to be disciplined enough to actually follow through with that plan.
If you’re struggling with your budgeting, then great, you’re on the right post. Here’s one method that might work for you: the envelope method.
How To Save Money When You’re Living Paycheck To Paycheck
It’s hard to save money when you’re living paycheck to paycheck, but it can be done. I did it for a couple of years myself. It was hard, and a lot of sacrifices were required, but I did manage to pull it off.
Here are four tips on how you too can save money when you’re living paycheck to paycheck.
