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The Wise Budget
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  • Contact
  • Write For Us
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Budgeting Money

The Best Budgeting Apps On Your iPhone in 2018

I love budgeting apps. I simply can’t emphasize that enough.

In fact, I’ve been using budget tracker apps for more than 5 years now. I started using one when I was in college and it was such a huge help to me that I never stopped using them. Because of my budget tracker app, I know exactly where I’m spending my money on, how much I’m spending, and when I spend the most (usually around the holidays, weekends, or celebrations).

September 23, 2018
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Saving Money

How Much Money Should You Save Each Month?

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How much money should you save each month?

This question always comes up when it comes to asking about personal finance. Many people want to know how much money they should be saving each month. And it makes a lot of sense. In order to be able to save money, one should have a plan, and knowing what numbers should be in that plan is important.

But the thing is, it’s impossible to give a quick answer to how much money you should save each month.

August 2, 2018
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Budgeting Money

Does The Envelope Method Really Work?

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Many people struggle with budgeting.

And I have to agree– budgeting isn’t easy. First of all, it takes some time to properly allocate your money. How much is going to your food expenses? How about your transportation costs? You have to factor in all that before you can create a wise budget. On top of that, budgeting is actually just planning, so you need to be disciplined enough to actually follow through with that plan.

If you’re struggling with your budgeting, then great, you’re on the right post. Here’s one method that might work for you: the envelope method.

July 15, 2018
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Saving Money

5 Ways To Be More Frugal Everyday

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Are you frugal?

According to a study by the Bureau of Economic Analysis, Americans need around $40,000 a year in order to live comfortably. The minimum wage? Roughly $15,000.

In different parts of the world, this is no different.

In South Korea, for example, the average annual expense to live a comfortable life is roughly $16,800. The minimum wage? Around $14,400. A bit better than the US.

In the Philippines, meanwhile, to have a comfortable life as a single person, you have to spend around $9,000 a year. The minimum wage? A pitiful $3,200.”|

It’s getting harder and harder to save money in this high-consumption world, but that’s why it’s more important than ever to be frugal.

Here are some simple tips that can help you be more frugal in your everyday life.

July 13, 2018
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About

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Hi, welcome to my personal finance blog! Call me Ai! I'm a freelance writer, blogger, small business owner, stock investor, and full-time fur momma to two darling puppies. Join me and let's embark on the journey to financial independence, the wise way!

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