7 Things You Didn’t Know Are Putting You In Debt
In recent years, more and more people have been getting into debt. According to the Survey of Consumer Finances
The Best Budgeting Apps On Your iPhone in 2018
I love budgeting apps. I simply can’t emphasize that enough.
In fact, I’ve been using budget tracker apps for more than 5 years now. I started using one when I was in college and it was such a huge help to me that I never stopped using them. Because of my budget tracker app, I know exactly where I’m spending my money on, how much I’m spending, and when I spend the most (usually around the holidays, weekends, or celebrations).
Does The Envelope Method Really Work?
Many people struggle with budgeting.
And I have to agree– budgeting isn’t easy. First of all, it takes some time to properly allocate your money. How much is going to your food expenses? How about your transportation costs? You have to factor in all that before you can create a wise budget. On top of that, budgeting is actually just planning, so you need to be disciplined enough to actually follow through with that plan.
If you’re struggling with your budgeting, then great, you’re on the right post. Here’s one method that might work for you: the envelope method.
How To Save Money When You’re Living Paycheck To Paycheck
It’s hard to save money when you’re living paycheck to paycheck, but it can be done. I did it for a couple of years myself. It was hard, and a lot of sacrifices were required, but I did manage to pull it off.
Here are four tips on how you too can save money when you’re living paycheck to paycheck.
5 Ways To Be More Frugal Everyday
Are you frugal?
According to a study by the Bureau of Economic Analysis, Americans need around $40,000 a year in order to live comfortably. The minimum wage? Roughly $15,000.
In different parts of the world, this is no different.
In South Korea, for example, the average annual expense to live a comfortable life is roughly $16,800. The minimum wage? Around $14,400. A bit better than the US.
In the Philippines, meanwhile, to have a comfortable life as a single person, you have to spend around $9,000 a year. The minimum wage? A pitiful $3,200.”|
It’s getting harder and harder to save money in this high-consumption world, but that’s why it’s more important than ever to be frugal.
Here are some simple tips that can help you be more frugal in your everyday life.
Newer postsOlder posts
